Any plan starts with a goal. It may seem simple but every client is very unique and when we all think about our desired future we all come up with a different picture. Our role is to navigate you through the myriad of choices to provide the roadmap that best fits you. It is never too early to start planning but it can be too late. The reality is the more time you give yourself to achieve your financial and lifestyle goals the better. For those people who are risk averse, and that is most people, the longer you take to address your future financial needs the likelihood increases that you will need to either adopt more risk or alternatively compromise on your goals. The time to start is NOW!
We need to consider several key points to determine the course of action that is right for you:
  • Your retirement needs
  • Timeframe before you want to retire
  • Resources to build wealth
  • Appetite for risk
  • Type of employment
  • Family considerations